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Small/mid-size swaps no longer have to wait on 3-of-5 for every single transaction. usdt-bridge can now execute Assets.transfer_approved directly via the automation key's existing delegated allowance when a deposit/withdrawal passes all three independent guards: - max_single_tx (50,000 USDT): any single transaction above this always queues for manual multisig review, no exceptions. - auto_pay_daily_cap (200,000 USDT): a rolling 24h budget tracked separately per leg (wUSDT payouts vs USDT payouts draw on separate on-chain allowances), not a per-tx ceiling - lets many legitimate sub-cap swaps clear same-day. - circuit breaker: if >=50% of the daily cap is consumed within 30 minutes, auto-pay halts entirely until a human runs reset-circuit-breaker - a burst that fast reads as a compromised key or a bug, not organic demand. The automation key can only ever move funds via its pre-approved allowance (never mint/burn/set_team/transfer_ownership - those stay multisig-only), so its worst case is bounded by whatever allowance + daily cap remain, not unbounded custody. Withdrawal auto-pay releases real USDT immediately but defers the corresponding wUSDT burn (Owner/Admin-only, no delegation exists for it) to a periodic manual multisig batch - tracked via a distinct auto_paid_burn_pending status so it can't be silently forgotten. Auto-pay is opt-in at the infra level: AUTOMATION_KEY_MNEMONIC unset means 100% manual behavior, unchanged from before. Bumped pezbridge-bot's renewal_threshold/topup_amount so the next 3-of-5-approved allowance renewal scales to the new daily cap.